Check Your Vehicle Insurance

askMID is an online service in the UK that lets you check the Motor Insurance Database (MID). This database contains important details about all registered vehicles, including whether they have valid insurance or not.

Check Your Vehicle Insurance

Please enter a valid Vehicle Registration Number (4–8 letters/numbers).
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Check Result via Official MID Portal
DVLA Vehicle Check
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Personal Check

Confirm your own vehicle’s insurance status on the Motor Insurance Database.

Click →
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Third Party Check

If you’ve had an accident, check if the other vehicle is insured.

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1. Check Your Own Vehicle Insurance (Free)

You can easily check if your vehicle is insured with the askMID service. It’s a free and legitimate way to confirm your vehicle's insurance status in the UK.

Steps to Check:

  1. Visit: https://enquiry.navigate.mib.org.uk/
  2. Enter your vehicle registration number (VRN)
  3. Accept the terms & conditionsMentions on the portal.
  4. Click "Check This Vehicle"

Example:

Reg Number: AB12 XYZ
Result: “This vehicle is currently insured on the Motor Insurance Database.”

This service is completely free.

❗ Important Notes:

  • Recently renewed insurance may take up to 7 days to appear on askMID.
  • If the result shows "not insured" but you have insurance, contact your provider to ensure they’ve updated MID.

2. Check Someone Else’s Vehicle (After an Accident)

If you’ve been involved in a road traffic accident, you can check the insurance status of the other party’s vehicle via askMID (paid service).

🛠️ Steps to Use Third-Party Check:

  1. Visit: https://www.askmid.com/askmidenquiry.aspx
  2. Provide:
    • Your vehicle registration
    • Other driver’s vehicle registration
    • Accident date
  3. Pay a small fee (~£4.50)
  4. View insurance status and insurer details

Only use this service if you've been in an accident. Misuse may result in penalties.

Mobile & Tablet Friendly

You can access askMID from your mobile phone or tablet — no app is needed. The site is responsive and works on all modern browsers.

Frequently Asked Questions

What if my vehicle is insured but not showing on askMID?

It can take 3 to 7 business days for your insurance policy to show up. Give your insurer a call to make sure they’ve added the details properly.

Is it legal to drive if I have insurance but it’s not on askMID?

No. Police rely on the MID. If your vehicle isn’t listed, you could face penalties even if you have a policy.

How accurate is the askMID service?

askMID is run by the Motor Insurers' Bureau (MIB) and used by the police and DVLA. It’s the UK’s most reliable public database for checking vehicle insurance.

Penalties for Driving Without Insurance in the UK

Offense Consequence
Driving without insurance £300 fine, 6 points, possible vehicle seizure
Repeated offenses Higher fines, court prosecution, driving ban
Vehicle not on askMID Treated as uninsured by police ANPR systems

🔗 Quick Links

Quick Links: Check Insurance | askMID Login | askMID Register